Terms and Conditions for Involve Lending, Inc.
Effective Date: 12/15/2022 Last Updated: October 3, 2026
Welcome to Involve Lending, Inc! By using our services, including SMS communications, you agree to the following terms and conditions.
1. Acceptance of Terms
By accessing or using our website and services, you agree to comply with these Terms and Conditions and any applicable laws. If you do not agree, please refrain from using our services.
2. Services Provided
Involve Lending offers mortgage loans, refinancing options, and related financial services. We aim to assist you in finding the right mortgage solution tailored to your needs.
3. Eligibility
To apply for a mortgage, you must be at least 18 years old and have a valid Social Security number or Tax Identification Number. By submitting an application, you represent that you meet these eligibility requirements. You must also be at least 18 years old to participate in our SMS programs.
4. Application Process
All applications are subject to our review and approval.
You agree to provide accurate and complete information during the application process.
Involve Lending reserves the right to reject any application for any reason.
5. Interest Rates and Fees
Interest rates and fees may vary based on factors including but not limited to credit score, loan amount, and property type. All rates and fees will be disclosed prior to loan approval.
By refinancing the consumer's existing loan, the consumer's total finance charges may be higher over the life of the loan.
6. Privacy Policy
Your personal information is protected in accordance with our Privacy Policy. Please review the policy to understand how we collect, use, and safeguard your information. Your participation in our SMS program is also subject to our Privacy Policy. By opting in, you agree to the collection and use of information as described therein.
7. Communication
We may contact you by email and phone regarding your inquiries and applications. We will send you text messages only if you have expressly opted in to receive them, as described in Section 8. You can opt out of marketing communications at any time.
8. SMS Terms
8.1 SMS Program Description.
Involve Lending, Inc. offers SMS messaging programs that may include:
Responses to mortgage and refinance inquiries
Loan application status updates and document requests
Appointment and closing reminders
Customer support communications
Promotional offers and rate updates (only where marketing consent is provided)
8.2 Opt-In & Opt-Out.
By opting into our SMS program, you agree to receive text messages as described above. Consent to receive SMS messages is not a condition of obtaining a loan or any of our services.
Opt-Out: Reply STOP at any time to unsubscribe.
Help: Reply HELP or contact Management@InvolveLending.com.
8.3 Message Frequency & Costs.
Message frequency may vary. Message and data rates may apply depending on your carrier plan.
8.4 Carrier Disclaimer. Wireless carriers are not liable for delayed or undelivered messages.
8.5 Customer Support. For SMS-related support, contact us by email at Management@InvolveLending.com or by phone at 949-688-5667.
9. Limitation of Liability
Involve Lending, Inc. shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services or inability to access our website. Our liability is limited to the fullest extent permitted by law.
10. Changes to Terms
We reserve the right to modify these Terms and Conditions at any time. Changes will be posted on our website, and your continued use of our services constitutes acceptance of the updated terms.
11. Governing Law
These Terms are governed by the laws of the United States.
12. Contact Information
If you have any questions about these Terms and Conditions, please contact us:
Involve Lending Inc.
1525 Mesa Verde Dr E, Ste 200 Costa Mesa, CA 92626
949-688-5667
By using our services, you acknowledge that you have read and understood these Terms and Conditions.